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ACRS |
Accelerated cost recovery system |
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AGI |
Adjusted gross income |
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AICPA |
American Institute of Certified Public Accountants |
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AKA |
Also known as |
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AMEX |
American Stock Exchange; American Express credit card |
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AMT |
Alternative minimum tax |
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ANOVA |
Analysis of variance |
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AON |
All-or-none order |
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AP |
Associated Press |
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APR |
Annual percentage rate |
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ARM |
Adjustable rate mortgage |
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ASAP |
As soon as possible |
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ASCII |
American National Standard Code for Information Interchange |
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ASP |
Application Service Provider |
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ASQC |
American Society for Quality Control |
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AT&T |
American Telephone and Telegraph |
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ATM |
Automated teller machine |
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AV |
Audiovisual |
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BA |
Bachelor of arts (degree) |
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B&B |
Bed and breakfast |
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BBB |
Better Business Bureau |
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BLM |
Bureau of Land Management |
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BLS |
Bureau of Labor Statistics |
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BOP |
Balance of payments |
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BS |
Bachelor of science (degree); Bull shit |
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BTB, B2B |
Business-to-business |
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BTW |
By the way |
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CAD |
Current Account Deficit |
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CAD/CAM |
Computer-aided design/manufacturing |
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CALPERS |
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CAPM |
Capital asset pricing model |
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CATS |
Certificates of accrual on treasury securities |
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CBOE |
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CBOT |
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CBS |
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CBT |
Computer-based training |
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CC |
Copy correspondence |
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CCC |
Civilian Conservation Corps |
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CD |
Certificate of deposit |
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CDMA |
Code-division multiple access |
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CD-RW |
CD re-writeable |
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CE |
Capital expenditures |
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CEA |
Council of Economic Advisers |
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CEO |
Chief executive officer |
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CEU |
Continuing education unit |
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CFC |
Chartered financial consultant |
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CFO |
Chief financial officer |
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CFS |
Chronic fatigue syndrome |
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CIF, c.i.f. |
Cost, insurance, and freight |
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CMO |
Collateralized mortgage obligation |
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COD |
Cash on delivery |
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COE |
Corps of Engineers |
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COLA |
Cost of living adjustment |
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CP |
Commercial paper |
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CPA |
Certified public accountant |
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CPI |
Consumer Price Index |
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CPM |
Cost per thousand |
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CSMS |
Customer Satisfaction Measurement Survey |
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CTR |
Click-through rate |
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CU |
Consumers |
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CV |
Curriculum vita |
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CYA |
Cover your ass |
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DAC |
Deferred acquisition cost |
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DAP |
Developmental action plan |
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D&B |
Dun and Bradstreet |
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DIDMCA |
Depository Institutions Deregulatory and Money Control Act |
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DINK |
Double-Income No Kid |
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DJIA |
Dow Jones Industrial Average |
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DMA |
Direct Marketing Association |
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DNC |
Do not call |
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DOA |
Dead on arrival |
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DOMA |
Die or move away |
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DOL |
Department of Labor |
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EBITDA |
Earnings before interest, taxes, deprecation and amortization |
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ECU |
European currency unit |
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EEOC |
Equal Employment |
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EFTS |
Electronic Funds Transfer System |
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EIS |
Environmental impact statement |
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EOM |
End of the month |
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EM |
Electronic mail |
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EP |
European plan; Extended play |
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EPA |
Environmental Protection Agency |
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EPS |
Earnings per share |
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ERISA |
Employment Retirement Income Security Act |
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ERP |
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ESOP |
Employee Self-Ownership Plan |
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ETA |
Estimated time of arrival |
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EU |
European Union |
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FAQs |
Frequently asked questions |
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FASB |
Federal accounting standards board |
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FCC |
Federal Communications Commission |
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FDIC |
Federal Deposit Insurance Corporation |
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FEB |
Feature, evidence, benefit |
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FEMA |
Federal Emergency Management Agency |
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FHA |
Farmers Home Administration |
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FHLB |
Federal Home Loan Bank |
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FHLMC |
Federal Home Loan Mortgage Corporation, “Freddie Mac” |
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FICA |
Federal Insurance Contribution Act |
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FIFO |
First in, first out accounting system |
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FNMA |
Federal National Mortgage Association, “Fannie Mae” |
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FOB |
Free on board |
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FOIA |
Freedom of Information Act |
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FOMC |
Federal Open Market Committee |
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FRB |
Federal Reserve Board, “Fed” |
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FSBO |
For sale by owner |
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FSLIC |
Federal Savings and Loan Insurance Corporation |
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FTC |
Federal Trade Commission |
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FUBAR |
Fouled up beyond all recognition |
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FUD |
Fear, uncertainty, and doubt |
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FY |
Fiscal year |
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FYI |
For your information |
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G-7 |
Group of seven |
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GAAP |
Generally accepted accounting principles |
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GAO |
General Accounting Office |
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GATT |
General Agreement on Tariffs and Trade |
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GIC |
Guaranteed investment contract |
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GIF |
Graphics interchange format; Global income fund |
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GM |
General manager; General Motors |
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GNMA |
Government National Mortgage Association, “Ginnie Mae” |
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GO bond |
General obligation bond |
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GOP |
Grand old party (Republican Party) |
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GPRS |
General packet radio service |
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GS |
General service (rating) |
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GTC |
Good till canceled |
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HLM |
Honorary life member |
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HMO |
Health maintenance organization |
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HR |
Human resources; House of Representatives |
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HUD |
Department of Housing and Urban Development |
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HUT |
Households using television |
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IBRD |
International Bank for Reconstruction and Development, World Bank |
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ICC |
Interstate Commerce Commission |
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ID |
Identification |
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IM |
Instant messaging |
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IMC |
Integrated Marketing Communication |
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IMF |
International Monetary Fund, “the Fund” |
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IMHO |
In my humble opinion |
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IPO |
Initial public offering |
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IRA |
Individual retirement account |
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IRC |
Internal Revenue Code |
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IRIF |
Involuntary reduction in force |
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IRR |
Internal rate of return |
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IRS |
Internal Revenue Service |
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ISP |
Internet service provider |
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ITM |
In the money |
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JC |
Junior college |
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JD |
Juris Doctor (degree) |
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JIT |
Just-in-time |
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JTPA |
Job Training Partnership Act |
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KISS |
Keep it simple, stupid |
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KKR |
Kohlberg, Kravis, Roberts |
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KO |
Knock out |
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K&R (insurance) |
Kidnap and ransom insurance |
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LAN |
Local area network |
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LBO |
Leveraged buyout |
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LDC |
Less developed country |
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LEAPS |
Long-term equity anticipation securities |
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LIBOR |
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LIFO |
Last in, first out |
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LOB |
Line of business |
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LOC |
Letter of credit |
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LP |
Limited partnership |
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M1, M2 |
Measures of the money supply |
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MA |
Master of arts (degree) |
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MAP |
Modified American plan |
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MBA |
Master of business administration (degree) |
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MBI |
Management by intimidation |
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MBO |
Management by objectives |
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MBWA |
Management by walking around |
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MERC |
Chicago Mercantile Exchange (nickname) |
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MFN |
Most favored nation |
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MIS |
Management information system |
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MIT |
Massachusetts Institute of Technology |
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MITI |
Ministry of International Trade and Industry ( |
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MLP |
Master limited partnership |
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MMS |
Multimedia messaging service |
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MLS |
Multiple listing service |
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MNC |
Multinational Corporation |
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MO |
Modus operandi |
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MRO |
Maintenance, repair, and operations (supplies) |
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MS |
Master of science (degree) |
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MSRP |
Manufacturer’s suggested retail price |
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NAFTA |
North American Free Trade Agreement |
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NAICS |
North American Industrial Classification System |
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NAPM |
National Association of Purchasing Management |
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NASDAQ |
National Association of Securities Dealers Automated Quotations |
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NAV |
Net asset value |
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NBC |
National Broadcasting Corporation |
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NC |
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